CONTINUOUS COVER WITHOUT INTERRUPTION

STAY PROTECTED DURING UNFORTUNATE EVENTS

 

A-Plus Waiver, ensures your cover continues without interruption when an unfortunate event occurs.

Be worry free with A-Plus Payor and A-Plus PayorCI as they ensure the continuity of your children's policies when unfortunate events happen to you.

 

BENEFITS

A-Plus Waiver

All future premium of the Traditional Life basic plan of which this rider is attached to shall be waived upon being diagnosed with any one of the covered critical illnesses.

 

A-Plus Payor and A-Plus PayorCI
All future premium of the child Traditional Life basic plan of which this rider is attached to shall be waived until the child reaches age 25 when the payor suffers from disability, is diagnosed with any one of the covered critical illnesses or experiences loss of life.

 

Covered Critical Illness

List of covered critical illnesses are as follows:

 

     -StrokeMajor Burns

     -CancerMultiple Sclerosis

     -Heart AttackParalysis / Paraplegia

     -End Stage Liver FailureMuscular Dystrophy

     -End Stage Lung DiseaseAlzheimer’s Disease / Irreversible Organic Degenerative Brain Disorders

     -End Stage Kidney FailureMotor Neuron Disease

     -Primary Pulmonary Arterial HypertensionParkinson’s Disease

     -Coronary Artery By-Pass SurgeryTerminal Illness

     -Other Serious Coronary Artery DiseaseEncephalitis

     -Heart Valve SurgeryBenign Brain Tumour

     -Fulminant Viral HepatitisMajor Head Trauma

     -Surgery to AortaBacterial Meningitis

     -Chronic Aplastic AnemiaMedullary Cystic Disease

     -Major Organ / Bone Marrow TransplantBrain Surgery

     -Blindness / Total Loss of SightLoss of Independent Existence

     -Loss of SpeechSevere Cardiomyopathy

     -ComaHIV Due to Blood Transfusion

     -Deafness / Total Loss of Hearing

 

COVERAGE LEVELS

 A-Plus WaiverA-Plus PayorA-Plus PayorCI

Entry Age14 days to 60 years old16 years to 60 years old16 years to 60 years old

 

Coverage Term

• Age 100 or the expiry of the basic plan, whichever is earlier.

• Age 25 of the insured or the expiry of the basic plan, whichever is earlier.

• For payor, disability coverage is up to age 65.

• Age 25 of the Insured or the expiry of the basic plan, whichever is earlier.

 

Premium Paying TermUp to rider’s coverage term or expiry of the basic plan, whichever is earlier